First National Bank Texas and our affiliates First Convenience Bank and First Heroes National Bank (FNBT) are strong, proven and stable community banks. We have over one million customers, with 93% of our customers' deposits fully insured by the FDIC up to $250,000 per depositor.

As a well-capitalized community bank, FNBT has significant levels of stable and available liquidity. This means we can provide our customers access to their funds when needed and continue to loan money to serve our customers. We appreciate the confidence that you have placed in us and look forward to continuing to serve you, just as we have since 1901.