About Us

Putting Customers First

Since 1901.

Bank confidently.
We are here for you.

First National Bank Texas (FNBT) and our affiliates First Convenience Bank and First Heroes National Bank are strong, proven and stable community banks. We have over one million customers, with 93% of our customers' deposits fully insured by the FDIC up to $250,000 per depositor.

As a well-capitalized community bank, FNBT has significant levels of stable and available liquidity. This means we can provide our customers access to their funds when needed and continue to loan money to serve our customers. We appreciate the confidence that you have placed in us and look forward to continuing to serve you, just as we have since 1901.

Real hours for real people.
We want to be your bank of choice.

We remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings, we have grown to over $4 billion in assets and operate in over 340 locations in Texas, Arizona, Arkansas, and New Mexico.

Our bank has grown in many ways over the years, but our focus and commitment remain the same—providing customers with great banking solutions and world-class service. More than a century ago, we began the tradition of being a great community bank focused on the financial success of our customers. Today, more than 3,200 dedicated banking professionals carry on and maintain that established custom.

We offer 7-day banking with extended hours plus Online Services and innovative, customer-friendly services, such as a variety of checking and savings accounts, business accounts, CDs, IRAs, credit cards, consumer and business loans, and mortgages.

So much has changed since 1901, but our commitment to putting our customers first has not. As we continue to grow and serve customers, we remain committed to providing a combination of modern banking convenience and old-fashioned service.

Please explore our website or visit a branch to see what convenient banking is all about!