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Enhanced Mobile Banking Application
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Smart Cash Loans
Buying a home may seem intimidating, but it doesn’t have to be with the right home loan.  Whether you are a first-time homebuyer or looking to refinance an existing mortgage, First Community Mortgage is ready to help you open the door to home ownership.   With in-house underwriting and processing departments, we can offer quick turnaround times, without sacrificing quality. Choosing the right mortgage loan is an important decision, so let us guide you in the right direction.  Click here to find out more abo
Home Loans
You focus on the business. We'll focus on the finances. Open a Small Business Account today!
Small Business Account
Photo of women wearing sunglasses reflecting a new car. No payments for 60 days on auto loans. Apply today.
No payments for 60 days!

About Us

Putting customers first since 1901.

First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings, we have grown to over $1.6 billion in assets and operate in over 300 locations in Texas, New Mexico and Arizona.

Our bank has grown in many ways over the years, but our focus and commitment remain the same—providing customers with great banking solutions and world-class service. More than a century ago, we began the tradition of being a great community bank focused on the financial success of our customers. Today, more than 3,200 dedicated banking professionals carry on and maintain that established custom.

So much has changed since 1901, but our commitment to putting our customers first has not. As we continue to grow and serve customers, we remain committed to providing a combination of modern banking convenience and old-fashioned service.

To find the nearest branch location/ATM to you, please click on Branch/ATM Locator.