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Spend this holiday the way you wish with our Smart Cash Loan. Loans available from $200 to $1000.
Smart Cash Loan
The All-In-One Card your wallet needs. Debit Mastercard.
Debit Mastercard
‘Tis the Season for Auto Purchases and Refinancing. No payments for up to 60 days.
‘Tis the Season

About Us

Putting customers first since 1901.

First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings, we have grown to over $1.6 billion in assets and operate in over 300 locations in Texas, New Mexico and Arizona.

Our bank has grown in many ways over the years, but our focus and commitment remain the same—providing customers with great banking solutions and world-class service. More than a century ago, we began the tradition of being a great community bank focused on the financial success of our customers. Today, more than 3,200 dedicated banking professionals carry on and maintain that established custom.

So much has changed since 1901, but our commitment to putting our customers first has not. As we continue to grow and serve customers, we remain committed to providing a combination of modern banking convenience and old-fashioned service.

To find the nearest branch location/ATM to you, please click on Branch/ATM Locator.