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Putting customers first since 1901.

No payments for 60 days!

Don't break a sweat! Refinance your auto loan today!

Take advantage of no payments for 60 days on auto loan purchases and refinancing!* Enjoy the flexibility that taking a break from your car payment can give you.

The Benefits of Refinancing Your Auto Loan:

  • Reduce your monthly payment. By refinancing your auto loan with a lower interest rate and/or by extending the loan term, you could reduce your monthly payment!
  • Reduce the overall amount of interest you pay. Refinancing your auto loan with a lower interest rate may decrease the overall cost of your loan, potentially reducing the time and amount it will take to pay off your loan.
  • Flexible terms up to 60 months.
  • Automatic payment options.

Who wouldn't embrace a little extra cash in their wallet?

Applying is quick and easy! Click here to begin the process online, or visit your local banking center for more information.

*The first monthly payment on your new auto loan may be scheduled up to 60 days after the closing date of the loan. The actual number of days will depend on the terms of the loan. Interest will accrue on your new loan beginning on the date the loan is funded and the first payment will be applied to interest accrued from the date the loan is funded to the first payment date and then to principal due.

Offer excludes refinancing of existing First National Bank Texas, First Convenience Bank, and Fort Hood National Bank loans.

All loans and collateral subject to approval. Annual Percentage Rate (APR) and payment terms will be determined when you apply and will be based on your credit and collateral information. An example for a 1 year old used car and a loan amount of $25,000 with $0 down payment and a 5 year term based on a simple interest rate of 4.14% would have 59 monthly payments of $464.02 and a final payment of $464.22 with an APR of 4.18%. Payment example includes a .10% discount for automatic payments and a .20% discount for direct deposit with the first payment scheduled 60 days after the start date of the loan and does not include amounts for any applicable title fees and insurance premiums.