Top of Page


Putting customers first since 1901.

Cash Your Income Tax Refund for FREE!

Cash your Income Tax Check free or choose Direct Deposit to get your refund faster.

You earned your tax refund; you should keep ALL of it! When you visit a branch before March 31, 2019, you can have your tax refund check cashed or loaded on a FNBT/FCB Gift Card for FREE*! Why pay someone to get money that belongs to you? PLUS if you elect to have your refund direct deposited into your FNBT/FCB account, you can receive your refund faster! Visit a local branch and ask a personal banker for details!

Need assistance with preparing your taxes this season? Let us ease your mind with some helpful tax preparation resources.

* Valid ID required. The maximum cash back limit for negotiating tax refund checks is $4,000. Any amount in excess of $4,000 can either be (1) deposited into a First National Bank Texas/First Convenience Bank account or (2) applied to a First National Bank Texas/First Convenience Bank Mastercard® Gift Card. From January 1, 2019 through March 31, 2019, the $2.00 Gift Card purchase fee will be waived. Certain conditions may apply. See a personal banker for details.