Top of Page


Putting customers first since 1901.

Auto Loan Bonus

Receive an auto loan bonus up to $150 for your approved auto loan!

Unlock your dream car with our Auto Loan!

This July, you can earn up to $150 for your approved Auto Loan!* That means you can get a great rate AND bonus cash for the road ahead!

Here are 3 great reasons to choose First National Bank Texas/First Convenience Bank for your auto finance needs:

  1. Get a new Auto Loan:
    Use our Auto Loan to buy your dream car—whether it’s brand new or lovingly used. And you can count on great rates so you always get the best value!
  2. Refinance an existing Auto Loan:
    You could reduce your monthly payment when you refinance your existing Auto Loan. And when you refinance with a lower interest rate, you could decrease the overall cost of your loan and the time it takes to pay it off!
  3. Enjoy these benefits on all Auto Loans:
    No matter which loan option you choose, you’ll have the advantage of flexible payment options up to 60 months**. And our automatic payment options make it easy for you to take the wheel.

Don’t miss your chance to drive away with up to $150 bonus cash! Apply today!

*All loans and collateral subject to approval. Limit of one Auto Loan Bonus per funded Auto Loan. Offer valid on Auto Loan applications submitted online or in-branch 7/1/19 through 7/31/19. Funded Auto Loans from $10,000 to $24,999 will receive a $100 bonus and funded Auto Loans $25,000 or more will receive a $150 bonus. The Auto Loan Bonus will be deposited into the customer’s account no more than 5 business days after funding the loan. In the event that the applicant does not have an account the Auto Loan Bonus will be paid in the form of a Mastercard® Gift Card and will be mailed to the address provided on the application within 5 business days of funding the Auto Loan. Offer can be modified or withdrawn at any time without prior notice. Offer excludes refinancing of existing First National Bank Texas, First Convenience Bank, and Fort Hood National Bank loans. Employees are not eligible for this offer.

**The first monthly payment on your new auto loan may be scheduled up to 60 days after the closing date of the loan. The actual number of days will depend on the terms of the loan. Interest will accrue on your new loan beginning on the date the loan is funded and the first payment will be applied to interest accrued from the date the loan is funded to the first payment date and then to principal due.

Annual Percentage Rate (APR) and payment terms will be determined when you apply and will be based on your credit and collateral information. An example for a 1 year old used car and a loan amount of $25,000 with $0 down payment and a 5 year term based on a simple interest rate of 4.14% would have 59 monthly payments of $464.02 and a final payment of $464.22 with an APR of 4.18%. Payment example includes a .10% discount for automatic payments and a .20% discount for direct deposit with the first payment scheduled 60 days after the start date of the loan and does not include amounts for any applicable title fees and insurance premiums.