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Personal Accounts Services

Putting customers first since 1901.

Account Services

We offer these benefits with every personal account. They were designed with you in mind, allowing you to bank anywhere, anytime.

Direct Deposit Icon Direct Deposit
With Direct Deposit, you can skip a trip to the bank! Have your paycheck, pension, Social Security and other sources of income credited to your bank account electronically. There are no checks to be lost or stolen, and you can access your funds as soon as they post!

Bank Routing Number TEXAS & ARKANSAS ONLY: 111906271

Bank Routing Number ARIZONA & NEW MEXICO ONLY: 122106455

Online Banking Icon Online Banking
Manage your account online. One login accesses all of our Online Services. With Online Banking, you can bank anytime, anywhere.
E-Statements Icon E-Statements
Go green and help save the environment by signing up for E-Statements. E-Statements are a safe and secure way to keep track of your account, and you can access up to seven years of statements online!
Funds Transfer Icon Funds Transfers
Make one-time or recurring transfers at any time to any account that you own. You may also make one-time or recurring person-to-person transfers to another FNBT or FCB Online Banking customer.
Email Alerts Icon Alerts
Alerts allow you to set up voluntary and mandatory e-mail alerts on your accounts. Voluntary alerts can be set up to monitor your balance and alert you via e-mail. Mandatory alerts are set up to automatically alert you via e-mail for activities such as transfers and password changes.
Bill Pay Icon Bill Pay
Bill Pay is a great feature that helps you pay your bills on time! With Bill Pay, you can schedule payments to any person, company or financial institution in the United States.
People Pay Icon People Pay
Use People Pay to pay your babysitter, send your niece or nephew a cash birthday gift or pay back the friend you owe for those concert tickets. You can send money to almost anyone with an email address or a mobile number, no exchange of personal banking information is required. Once you send the payment, the recipient receives a notification with instructions on how to claim the money.
Mobile Banking Icon Mobile Banking
Online Banking customers can also receive up-to-date information about their account balance and recent transactions directly to their mobile device via SMS/text message or by using a downloadable application.

Click here to visit the Google Play Store and download our Mobile Banking AppClick here to visit the Apple App Store and download our Mobile Banking App

Mobile Check Deposit Icon Mobile Check Deposit
With our Mobile Banking app, you can now deposit checks with Mobile Check Deposit. Simply open the Mobile Banking app, snap a photo of your check and follow the on-screen instructions. You can deposit checks securely from your mobile phone, anytime and anywhere.