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Online Account Opening

Putting customers first since 1901.

Power Checking

Safe. Simple. Powerful. This account has all the features you need to access and manage your money with ease. Access your account at your convenience with our FREE Online Services. Use our Debit Mastercard® accepted at millions of locations worldwide.

Click here to access our Clear and Concise Guide to the Power Checking Account, a straightforward, easy-to-read guide to the most common fees and policies, such as ATM and overdraft fees.

Click the button below to open a Power Checking Account online.

Click here to open a Power Checking Account

If you started the online account opening process and didn't finish, please click here.

 

eAccount

Our eAccount eliminates overdraft charges and is an alternative to traditional checking accounts. This account offers electronic products and services instead of paper checks. A Monthly Maintenance Fee of $7 will be assessed; however, this monthly fee can be reduced to $5 by enrolling in E-Statements.

Click here to access our Clear and Concise Guide to the eAccount, a straightforward, easy-to-read guide to the most common fees and policies, such as ATM fees.

Click the button below to open an eAccount online.

Click here to open an eAccount online

If you started the online account opening process and didn't finish, please click here.

 

Savings

A traditional savings account earns interest based on your daily balance. A $5.00 monthly maintenance fee will be assessed if one of the following qualifiers is not met each month: Maintain a balance of $100 or more each day of the month or have a monthly recurring Direct Deposit transaction of $100 or more post and clear the account. Internal transfers from other First National Bank Texas/First Convenience Bank accounts and internet banking transfers do not qualify as direct deposits for waiving the monthly maintenance fee. NSF/OD fees apply.

Savings Accounts are subject to federally regulated transaction limitations which dictate how many transactions by type can be completed within a monthly service charge period.

Unlimited withdrawals permitted if:
— Done in person, by messenger, by mail, or at an ATM.
— Made by telephone when a check is mailed to the depositor.
Unlimited transfers are permitted:
— Between accounts of the same depositor at the same bank, provided transfer is done in person, by messenger, by mail, or at an ATM.
— To pay loans at the same bank.

Up to six (6) transfers a month permitted to another account of the depositor at the same bank or to a third party.

If you exceed the transaction limitations more than twice within a twelve (12) month period, your Savings Account will be closed and transferred to a non-interest bearing checking account and will be subject to the terms and conditions of that account.

Click here to access our Clear and Concise Guide to the Savings Account, a straightforward, easy-to-read guide to the most common fees and policies, such as ATM and overdraft fees.

Click the button below to open a Savings Account online.

Click here to open a Savings Account online

If you started the online account opening process and didn't finish, please click here.