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Loans

Putting customers first since 1901.

Home Equity Loans

Did you know that the equity you’ve built in your home can help you remodel your house, consolidate your debt, finance large purchases and much more? If securing a loan is the only thing keeping you from achieving your dreams, a home equity loan might be the perfect loan for you!

Use the equity in your home to:

  • Lower your monthly expenses
  • Make home improvements
  • Consolidate existing debts
  • Finance major purchases

Our bank offers competitive interest rates on our fixed-rate, fixed-term home equity loans for homeowners who want to borrow a specific amount of money with fixed monthly payments. You can borrow with peace of mind because your interest rate is locked in for the life of the loan!

Our approval process is simple and fast! For added convenience, you can even have your monthly payment automatically deducted from your First National Bank Texas or First Convenience Bank account.

Estimate the equity in your home today:

Property Value                               $_____________

Multiply by 80%                             $_____________

Subtract all existing liens                $_____________

Estimated equity                          $_____________

Your home is one of the most valuable things you own. We can help you use it! Email us your contact information to HomeLoans@1stnb.com or call us at 254-554-6699 or 800-677-9801 for more details. Our Customer Support hours are Monday through Friday 7:30 a.m. to 9 p.m. and Saturday 9 a.m. to 6 p.m. and Sunday 11 a.m. to 6 p.m. (CT). Home Equity Loans are only available to consumers who reside in Texas and Arizona.

All loans subject to credit approval.