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Putting customers first since 1901.



Turning dreams into reality is our specialty. Our Commercial Lending staff is ready to help you take your business to new heights with a great selection of our financial business solutions.

Our Commercial Lending services cover a broad spectrum of projects. We offer our business customers the following services:

  • Interim construction loans for commercial or custom homes, single and multi-family complexes, medical offices, churches, and retail centers
  • Loans to purchase improved real estate
  • Loans to purchase equipment or commercial vehicles
  • Working capital loans for businesses
  • Loans to refinance existing commercial or real estate debt
  • Professional loans

First National Bank Texas/First Convenience Bank is an equal opportunity lender, and we would be happy to consider your commercial or commercial real estate loan request. We look at each individual loan request and try to find a loan program to fit your needs. If you are interested, fill out the Information Request Form and include any relevant information you want. We will contact you as soon as possible.

Borrowers should contact the Commercial and Real Estate Lending Department to discuss pre-qualification or commercial loan application information.

Central Texas Commercial Lending Staff

Local: 254-554-4328
Fax: 254-554-4372
Toll Free: 800-903-7490

Photo of Joe Burnett
Joe Burnett
Executive Vice President
NMLS: 405383
Photo of Larry Linder
Larry Linder
Senior Vice President
NMLS: 405385
Photo of Dan Yancey
Dan Yancey
Senior Vice President
NMLS: 405382
Photo of Adam Martin
Adam Martin
Senior Vice President
NMLS: 405388
Photo of Kelly Brown
Kelly Brown
Assistant Vice President
NMLS: 1334922
East Texas Commercial Lending Staff
(Conroe, Houston and surrounding cities)
Local: 936-521-8716
Fax: 936-539-5301
Toll Free: 800-903-7490
Photo of George Waggoner
George Waggoner
President - Conroe Market
NMLS: 405386
Photo of Patti Nethery
Patti Nethery
Senior Vice President
NMLS: 405387
South Texas Commercial Lending Staff
(San Antonio and surrounding cities)
Local: 936-521-8716
Fax: 936-539-5301
Toll Free: 800-903-7490
Photo of David Ramirez
David N. Ramirez
Market President
NMLS: 533553
Photo of Chris McCorkle
Chris McCorkle
Senior Vice President
NMLS: 1624253


North Texas Commercial Lending Staff
(Dallas/Fort Worth and surrounding cities)
Local: 817-904-7134
Toll Free: 800-903-7490
Photo of Trey Ramsay
Trey Ramsay
Market President
NMLS: 1453349

Need more information?

All loans subject to credit approval.