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Apple Pay

Putting customers first since 1901.

Apple Pay

Make convenient purchases on the go with Apple Pay® using your virtual debit or credit cards.

It’s easy setting up your debit and credit cards for Apple Pay to use with your iPhone® and Apple Watch® when making convenient purchases in stores and within apps.

While Apple Pay offers an exciting way to make purchases on the go with your virtual cards, you still get all the benefits and protections your card provides.

Learn more about Apple Pay

Simple to use

Graphic displaying how to use Apple Pay

  1. Add your eligible First National Bank Texas/First Convenience Bank debit and credit cards to Wallet on your iPhone.
  2. Pay by holding your iPhone or Apple Watch near the reader at participating merchants.
  3. Manage your virtual cards and control access in Apple Pay; review card activity in Online Banking or Mobile Banking.

Participating Locations

Apple Pay is available in merchant apps and at more than a million stores and restaurants. View the list of participating merchants at the Apple Pay site.

Look for either of these symbols at checkout.

Contactless Payment Logo and Apple Pay Logo

Need an eligible card?

Open a personal checking account or apply for a personal credit card.

Apple Pay Terms of Use


Available on iPhone 6, Apple Watch, iPad Air 2 and iPad mini 3. See Apple site for complete list

MasterCard will process transactions similar to how they process your physical card transactions today except most merchants won’t have access to your actual card number; they will receive the unique virtual card number associated with your credit or debit card. MasterCard must provide your actual card number to certain transit merchants (e.g., subway systems) in order to process real-time decisions.

About fees: Your usual wireless carrier fees may apply. Your standard fees associated with the use of your physical credit or debit card also apply to your virtual card.

For information about rates, fees, other costs and benefits associated with the use of a credit card, or to apply, click on the link above and refer to the disclosures accompanying an online credit application.

Apple, the Apple logo, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.