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Mastercard Click to Pay
Unwrap Smart Cash Cheers! Get $250-$1,250 with our Smart Cash Loan.
Holiday Smart Cash Loan
Find your next car with ease. See what other paid for the car you want and secure your auto loan before heading to the dealership.
Auto Buying Program
Drive Happy with Auto Loans!
No payments for 60 days!

Alert – we are experiencing extremely high call volumes!

Our priority during this national pandemic is the safety of our customers and employees alike. As we continue to experience very high call volumes, your wait times will be much longer than usual. For immediate access to account information, we offer convenient self-service options through our automated system or log into your Digital Services above. We appreciate your patience.

Limited Time Offer. 0% Intro APR for 20 billing cycles on purchases and balance transfers. Click here to learn more.

Full Service Banking

At First National Bank Texas (FNBT) and First Convenience Bank (FCB), our customers come first. Since our doors opened in 1901, our bank has been dedicated to strengthening the communities we serve. Our commitment to providing great banking solutions, world-class service and convenient hours and locations has contributed to the growth and expansion of our banking family.

We are proud to offer more than 300 branches and 400 ATMs across Texas, Arkansas, Arizona and New Mexico. Our branch network is supported by the help of more than 3,200 friendly banking professionals. We offer 7-day banking with extended hours plus Online Services and innovative, customer-friendly services, such as a variety of checking and savings accounts, business accounts, CDs, IRAs, credit cards, consumer and business loans, and mortgages.

Please explore our website or visit a branch to see what convenient banking is all about!