Top of Page
You could win a 2020 Hyundai Veloster. Direct Deposit your income tax refund to enter! No Purch Nec. Ends 4/30/20. Click for Rules
Car Giveaway
Avoid Tax Refund Fees with Direct Deposit or Our Free Income Tax Check Cashing
Avoid Tax Refund Fees
Got Friends? Get cash. Earn up to $100 when you refer your friends.
Got Friends? Get Cash!
Rockin' around the Smart Cash tree. Smart cash loans from $250 to $1,250. Click here for more info.
Holiday Smart Cash Loan
Unbox Auto Loan Savings
No payments for 60 days!

Scam Alert

Beware of phishing scams featuring phony calls or text messages posing as alerts from your bank’s fraud department. A growing phishing scam tricks customers by impersonating your bank to investigate “suspicious transactions” and then requests the customer to provide sensitive information for “verification.”

Be advised that we will never ask for your one-time security code, debit card pin number or IVR PIN. The best way to be sure you are speaking with legitimate bank personnel is to call our Customer Support at 254-554-6699 or 800-677-9801 for First National Bank Texas or 800-903-7490 for First Convenience Bank and confirm our bank is attempting to contact you.

Limited Time Offer. 0% Intro APR for 18 billing cycles on purchases and balance transfers. Click here to learn more.


At First National Bank Texas (FNBT) and First Convenience Bank (FCB), our customers come first. Since our doors opened in 1901, our bank has been dedicated to strengthening the communities we serve. Our commitment to providing great banking solutions, world-class service and convenient hours and locations has contributed to the growth and expansion of our banking family.

We are proud to offer more than 300 branches and 400 ATMs across Texas, Arizona and New Mexico. Our branch network is supported by the help of more than 3,200 friendly banking professionals. We offer 7-day banking with extended hours plus Online Services and innovative, customer-friendly services, such as a variety of checking and savings accounts, business accounts, CDs, IRAs, credit cards, consumer and business loans, and mortgages.

Please explore our website or visit a branch to see what convenient banking is all about!