Personal Banking

First National Bank Texas wants to make reaching your financial goals easy and safe. Conveniently located across Texas, Arizona, and New Mexico, we offer checking and savings accounts as well as certificates of deposit.

Standard Account Features

The following features are available with all accounts:

Checking Accounts*

  • Power Checking

    Safe. Simple. Powerful. This checking account has all the features you need to access and manage your money with ease. With our Power Checking Account, avoiding a monthly maintenance fee is easy.
  • Convenience Checking

    An account for students and active or retired military.
  • Checking with Interest

    Earn interest on every dollar with a Checking with Interest Account.
  • President Select High Yield Checking

    Get higher rates for higher balances with a President Select High Yield Checking Account.

*All checking accounts are subject to Non-Sufficient Funds (NSF) and Overdraft fees of $35 per item.
Avoid NSF/OD fees with AccountTRANSFER Overdraft Protection. See a personal banker for details.


Savings Accounts*

  • Kids Count

    Start saving today for the future.
  • Savings Account

    A traditional savings account with a low minimum balance requirement.
  • Money Market

    A flexible and liquid investment alternative with limited check writing privileges.

* All savings accounts are subject to Non-Sufficient Funds (NSF) and Overdraft fees of $35 per item.
Avoid NSF/OD fees with AccountTRANSFER Overdraft Protection. See a personal banker for details.

Current Interest Rates


Certificates of Deposit

Current Interest Rates