First National Bank Texas

MasterCard® Prepaid Card

MasterCard Gift Cards

Experience the freedom with a reloadable MasterCard® Prepaid Card! You can shop and pay bills with the security of a MasterCard® while maintaining a budget. Personalize this Card with your name and reload it in person at any First National Bank Texas branch. You can also reload your Card at a participating MasterCard® rePower™ network, or by using Direct Deposit.


  • NO check cashing fees
  • FREE Direct Deposit
  • Shop and pay bills online
  • Accepted at over 20 million locations worldwide
  • Reload at our branches or at thousands of retail locations
  • Great budgeting tool for your college student


Prepaid Customers
Purchase Fee $2.00
Monthly Service Fee $2.00 per month (starts 30 days after Card is loaded)
Replacement Card Fee FREE
Direct Deposit FREE
Teller Reload Fee (loaded at FNBT branch) FREE
Secondary Card FREE
Out-of-Network ATM Fee $2.00
Foreign ATM Fee $2.00
Foreign ATM Balance Inquiry $2.00
International Transaction Fee $3.00
IVR/Cardholder Web Access FREE
Operator-Assisted Call Fee $3.00
Teller Assisted Cash Out Fee (performed at FNBT branch) FREE
Inactivity Fee $2.00 per month (starts 12 months from last activity)

  Cardholder Card Services Website
  MasterCard® Prepaid Cardholder Terms & Agreement
  Frequently Asked Questions

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